Uncertainty is considered an obstacle rather than an opportunity far too often in business. As a result, many businesses proceed with caution and take a reactive approach rather than look to capitalise on opportunities.
An easy way to take advantage is by obtaining the finance required to take your business to another level. Don’t wait days and months for a response. Apply for a business loan with Simply Funds and receive a fast turnaround with finance approved and settled in no time.
Additional funds can help turn weaknesses into strengths and threats into opportunities. For some businesses it is as simple as being caught short on the deposit required to settle a property or an outstanding ATO debt. Others may be looking to improve their efficiency by purchasing new equipment while some may require extra working capital to capitalise on growth opportunities that they have identified.
Whatever the case may be, our professional staff are here to help. When time is of the essence and traditional lenders are making it difficult to obtain finance, it is time to turn to someone that makes it simple – Simply Funds.
We understand that the needs of a business vary depending on a number of factors including size, financial position, and business cycle stage. Find the business loan type that suits you.
Managing cash flow and operating capital for small businesses can be particularly challenging. As a result, small business loans can give additional funds to deal with an array of issues such as unexpected overhead costs, bad debt, and cash flow issues.
Whether you are an established business or looking to start a new venture, an unhealthy credit history doesn’t have to prevent you from achieving your goals thanks to our bad credit business loans. Unlike banks, we believe that everyone deserves a second chance.
If you have an asset that can be used as security, it is time to capitalise on opportunities by taking out a secured business loan. There are several advantages with secured business loansincluding a lower interest rate and the ability to borrow a greater amount.
At Simply Funds we pride ourselves on being able to provide safe, quick, and hassle-free business loans. Our streamlined application process takes a matter of minutes with funds becoming available quickly.
Obtaining a business loan through a traditional lender can be almost impossible for a new business. With no income or sales history, a great idea and a detailed business plan is rarely enough. Flexible lending guidelines mean that we can help turn your idea into a successful future.
When it comes to securing financial business loans, choosing the right partner can make all the difference. At Simply Funds, we specialise in helping businesses like yours get the funding they need to thrive and grow.
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Here's why you should choose Simply Funds when you're looking to get a business loan:
Business loans are invaluable financial tools that can be utilised for a number of purposes to bolster and expand your business operations. Getting a business loan opens up numerous opportunities and benefits to the business, such as:
A primary motivation for obtaining financial business loans is to facilitate expansion and growth endeavours. Whether it's opening a new branch, launching a new product line, or scaling up existing operations, getting a business loan provides the necessary capital infusion to propel your business forward.
Upgrading or procuring new equipment and machinery is often a pivotal investment for businesses aiming to enhance productivity and efficiency.Financial business loans can cover the costs associated with acquiring essential equipment, ensuring your business remains competitive and capable of meeting demands.
Adequate working capital is vital for the day-to-day functioning of any business. By obtaining a business loan, you can bolster your cash reserves to cover operational expenses, such as payroll, inventory replenishment, and overheads, especially during periods of revenue fluctuations.
Effective inventory management is crucial for businesses reliant on product sales. A business loan facilitates optimised inventory management by providing funds for restocking inventory, securing bulk purchase discounts, and maintaining optimal stock levels to meet customer demand.
Strategic marketing and advertising initiatives are indispensable for attracting and retaining customers. Financial business loans can be channelled towards funding marketing campaigns, developing promotional materials, and executing advertising strategies to enhance brand visibility and drive sales.
Managing multiple debts with varying terms and interest rates can be burdensome for businesses. Obtaining a business loan enables debt consolidation, streamlining multiple debts into a single, manageable payment, thereby simplifying financial management and potentially reducing overall interest costs.
Many businesses encounter seasonal fluctuations in revenue and expenses. A business loan can provide the necessary financial cushion to navigate seasonal peaks and troughs, such as hiring seasonal staff, stocking up on inventory for peak seasons, and executing targeted marketing efforts to capitalise on seasonal trends.
Staying ahead of technological advancements is imperative for businesses striving to maintain competitiveness. Financial business loans can fund technology upgrades, software implementations, and IT infrastructure enhancements, empowering businesses to leverage technology to drive innovation and efficiency.
Apply for a Simply Funds business loan today and experience the benefits of quick approvals, flexible terms, and personalised support. We also offer industry-specific financing solutions, such as construction loans, tailored to meet the unique needs of your industry. Contact us now to find the perfect financial solution for your business!
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When seeking funding in the form of a loan, it is important to understand a range of key concepts that apply to lender assessed financial products.
Challenges are a daily occurrence in the world of business. More often than not, business owners mistakenly view these challenges as an obstacle rather than an opportunity.
When it comes to short term business finance, one of the most difficult tasks faced by business owners is finding the product that will best suit their needs.
If you require additional cash flow for your business or other personal reasons, using the equity in your property may be a viable option. Contrary to the thoughts of many, you can use personal real estate which has an existing mortgage as security for a loan provided there is equity available.
The world of business continues to evolve, and the lending space is no exception. There is an increasing demand for secured loans which has brought about changes in many areas.
Whether to invest in working capital, upgrade premises or facilities, purchase equipment or buy property, a second mortgage loan (or Caveat Loan) can provide money in less than a week from application to released funds.
Getting a business loan with major financial institutions such as banks can take weeks, or even months. Simply Funds has this problem by providing fast loans for business.
Securing funding through traditional lenders such as banks can be a lengthy and rather complicated process.
A low credit score is not the end of the road
Throughout the course of running a business owners are faced with difficult decisions and constant challenges. Among those are decisions relating to cash flow management, and more specifically, business finance.
Caveat loans (https://simplyfunds.com.au/blog/fast-caveat-loans/) are a financial solution for businesses, particularly useful for start-ups and commercial property investors. A caveat loan is a fast funding loan that is secured against a property. I
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A Bizcap provides both Unsecured and Secured loans to Small Business Owners. When assessing a loan application Bizcap generally doesn't take into consideration if a prospective customer has specific assets to provide as security. However:
(a) if the loan amount is above $30,000 (or any other figure which Bizcap determines from time to time), Bizcap will, under the loan agreement take a charge. For a corporate borrower and any corporate guarantor, the charge is over all of that entity's present and after-acquired property (that is. the security is not over specific assets but any and all assets which the entity may have). For a sole trader borrower and any individual guarantor, the charge is over its current and future real property; and
(b) in certain instances, for example, where the loan relative to the cash flow of the borrower is of a size that warrants the provision of security over specific assets. Bizcap may require specific security to be granted over those assets. Bizcop may register its security interest(s) under relevant legislation, including the Personal Properties Securities Register and the register held under the Real Property Act 1900 (NSW) or Its equivalent.
I n addition. Bizcap may take personal guarantees from directors of corporate borrowers, directors of corporate guarantors and certain individuals. No registrations are made in respect of guarantees.
Simply Funds operates an online information service that seeks to introduce Australian businesses to potential funders. Simply Funds does not provide any credit, financial products, or financial advice – either to individuals or businesses.
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