Small Business Loans

Get the necessary funding to prevent your business from remaining at a standstill.

Take advantage of a fast small business loan

At Simply Funds you can get a small business loan in as little as 24 hours. Unlike the banks, our loan application process is fast, simple, and easy to understand. Our flexible lending criteria allows us to provide finance using basic personal and business details.

Our experienced team of professionals will go above and beyond to customise the best small business loan for your needs. They will help determine the most suitable loan term, ideal repayment structure and optimal interest rate based on your business circumstances.

Smart business is good business

There are more than 2 million small businesses registered in Australia, many of which fail within the first two to three years of being established. One of the reasons that they fail is an unwillingness to make tough decisions, one of which is taking out a small business loan.

In many instances a loan is incorrectly viewed as a last resort. Our experience in the financial services industry has allowed us to recognise that intelligent business decisions at the catalyst for long term success. It’s time to block out all the noise, take an objective view of your business operations, and consider if a small business loan will help improve your prospects of success.

How a short-term business loan can help secure your future

We understand the changing financial needs of business. Each small business is unique and that includes the reasons to apply for business loans. Consider the current state of your business and how any of the following may help.

Overcome financial distress

This may include an overdue ATO debt, a shortfall on the deposit required to sell a property, or unpaid invoices. The presence of slow paying customers is common in many industries including construction and transport. A business loan can prevent this from impacting your operating cash flow.

Increase business operations

Inventory is one of the biggest expenses and it is not uncommon for many businesses to purchase inventory in advance. This is especially the case for seasonal and remote businesses. Obtaining the funds required to increase your operating capital can help maximise the sales potential of your business.

Improve and expand

Many small businesses are guilty of failing to recognise and capitalise on business opportunities. Updated or new equipment can improve efficiency while a new location could allow you to capitalise on a growth opportunity. Additional funds can be used to expand your business, improve your marketing strategy, and provide you with an opportunity to hire new talented employees that will help achieve your goals.

Simply Funds can provide a small business loan designed to overcome financial difficulties, increase output, or capitalise on growth opportunities.

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Check if you qualify for a Simply Funds business loan

Clear your ATO debt with Simply Funds

We’ll assess your application fast and get you an answer (and the funds you need) quickly.
Simply select the amount you're looking to borrow, click on the button below and fill out the
form. Our friendly team will respond to your enquiry as soon as possible.

How much do you want to borrow?

A Bizcap provides both Unsecured and Secured loans to Small Business Owners. When assessing a loan application Bizcap generally doesn't take into consideration if a prospective customer has specific assets to provide as security. However:
(a) if the loan amount is above $30,000 (or any other figure which Bizcap determines from time to time), Bizcap will, under the loan agreement take a charge. For a corporate borrower and any corporate guarantor, the charge is over all of that entity's present and after-acquired property (that is. the security is not over specific assets but any and all assets which the entity may have). For a sole trader borrower and any individual guarantor, the charge is over its current and future real property; and
(b) in certain instances, for example, where the loan relative to the cash flow of the borrower is of a size that warrants the provision of security over specific assets. Bizcap may require specific security to be granted over those assets. Bizcop may register its security interest(s) under relevant legislation, including the Personal Properties Securities Register and the register held under the Real Property Act 1900 (NSW) or Its equivalent.
I n addition. Bizcap may take personal guarantees from directors of corporate borrowers, directors of corporate guarantors and certain individuals. No registrations are made in respect of guarantees.