At Simply Funds you can get a small business loan in as little as 24 hours. Unlike the banks, our loan application process is fast, simple, and easy to understand. Our flexible lending criteria allows us to provide finance using basic personal and business details.
Our experienced team of professionals will go above and beyond to customise the best small business loan for your needs. They will help determine the most suitable loan term, ideal repayment structure and optimal interest rate based on your business circumstances.
Growing a business is something that a lot of businesses across Australia struggle with. One of the main hurdles is funding – something that’s especially true for small businesses. That’s where a loan offers you a fantastic opportunity to buy assets, acquire more staff, move to larger premises, or simply help with the everyday running of your business.
In many instances a loan is viewed as a last resort – but that’s not true. Every business needs financial support at some stage in their development, and it’s best to view loans as an opportunity for investment that will release the shackles for company growth and expansion.
Our experience in the financial services industry has allowed us to recognise that intelligent business decisions are the catalyst for long term success. It’s time to block out all the noise, take an objective view of your business operations, and consider if a small business loan will help improve your prospects of success.
We understand the changing financial needs of business. Each small business is unique and that includes the reasons to apply for business loans. Consider the current state of your business and how any of the following may help.
This may include an overdue ATO debt, a shortfall on the deposit required to sell a property, or unpaid invoices. The presence of slow paying customers is common in many industries including construction and transport. A business loan can prevent this from impacting your operating cash flow.
Inventory is one of the biggest expenses and it is not uncommon for many businesses to purchase inventory in advance. This is especially the case for seasonal and remote businesses. Obtaining the funds required to increase your operating capital can help maximise the sales potential of your business.
Most small businesses will have a lot on their plate and it’s not always easy to recognise business opportunities when they appear. Updated or new equipment can improve efficiency while a new location could allow you to capitalise on a growth opportunity. Additional funds can be used to expand your business, improve your marketing strategy, and provide you with an opportunity to hire new talented employees that will help achieve your goals.
Simply Funds can provide a small business loan designed to overcome financial difficulties, increase output, or capitalise on growth opportunities.
At Simply Funds, we're committed to providing you with the best possiblesmall business loans in Australia. Here's why choosing Simply Funds for your financing needs is the right decision:
We understand that time is of the essence when it comes to business operations. That's why the application process for oursmall business loans is designed to be simple, straightforward, and quick. Say goodbye to endless paperwork and long waiting times – with Simply Funds, you can get the funding you need without the hassle.
Whether you're settling ATO debt, funding property development projects, or overcoming the challenges of bad credit, Simply Funds offers a wide range of business loans for small business needs, including bad credit business loans.
We believe in transparency when you take out a business loan for small business owners. We believe in providing clear and upfront terms, fees, and charges, so you can make informed decisions without worrying about hidden costs. With us, what you see is what you get – no surprises along the way.
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We understand that past financial difficulties shouldn't hold you back from achieving your business goals – that's why we offer flexible solutions such as bad credit business loans. Regardless of your credit history, we're here to support your business's growth and help you move forward.
At Simply Funds, our team of experienced professionals offer comprehensive support and guidance every step of the way. We work closely with you to understand your business's unique challenges and needs, tailoring flexible and diverse small business loan options to ensure you receive sensible financial solutions without the hassle. Plus, all our initial consultations are free, so you can explore your options and access expert advice at no extra cost.
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When seeking funding in the form of a loan, it is important to understand a range of key concepts that apply to lender assessed financial products.
Challenges are a daily occurrence in the world of business. More often than not, business owners mistakenly view these challenges as an obstacle rather than an opportunity.
When it comes to short term business finance, one of the most difficult tasks faced by business owners is finding the product that will best suit their needs.
If you require additional cash flow for your business or other personal reasons, using the equity in your property may be a viable option. Contrary to the thoughts of many, you can use personal real estate which has an existing mortgage as security for a loan provided there is equity available.
The world of business continues to evolve, and the lending space is no exception. There is an increasing demand for secured loans which has brought about changes in many areas.
Whether to invest in working capital, upgrade premises or facilities, purchase equipment or buy property, a second mortgage loan (or Caveat Loan) can provide money in less than a week from application to released funds.
Getting a business loan with major financial institutions such as banks can take weeks, or even months. Simply Funds has this problem by providing fast loans for business.
Securing funding through traditional lenders such as banks can be a lengthy and rather complicated process.
A low credit score is not the end of the road
Throughout the course of running a business owners are faced with difficult decisions and constant challenges. Among those are decisions relating to cash flow management, and more specifically, business finance.
Caveat loans (https://simplyfunds.com.au/blog/fast-caveat-loans/) are a financial solution for businesses, particularly useful for start-ups and commercial property investors. A caveat loan is a fast funding loan that is secured against a property. I
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A Bizcap provides both Unsecured and Secured loans to Small Business Owners. When assessing a loan application Bizcap generally doesn't take into consideration if a prospective customer has specific assets to provide as security. However:
(a) if the loan amount is above $30,000 (or any other figure which Bizcap determines from time to time), Bizcap will, under the loan agreement take a charge. For a corporate borrower and any corporate guarantor, the charge is over all of that entity's present and after-acquired property (that is. the security is not over specific assets but any and all assets which the entity may have). For a sole trader borrower and any individual guarantor, the charge is over its current and future real property; and
(b) in certain instances, for example, where the loan relative to the cash flow of the borrower is of a size that warrants the provision of security over specific assets. Bizcap may require specific security to be granted over those assets. Bizcop may register its security interest(s) under relevant legislation, including the Personal Properties Securities Register and the register held under the Real Property Act 1900 (NSW) or Its equivalent.
I n addition. Bizcap may take personal guarantees from directors of corporate borrowers, directors of corporate guarantors and certain individuals. No registrations are made in respect of guarantees.
Simply Funds operates an online information service that seeks to introduce Australian businesses to potential funders. Simply Funds does not provide any credit, financial products, or financial advice – either to individuals or businesses.
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