We Understand Your Unique Financial Needs

Being ahead of the game is essential in the fast-paced business environment. We go beyond the norm to offer proactive and leading-edge financial services that enable you and your business to flourish. You can rely on Simply Funds to be ready and prepared to accommodate any shifts in your requirements. 
Even when business is going great, additional funding could be used to:
Invest in state-of-the-art machinery or equipment to enhance your operational efficiency.
Boost Working Capital for New Opportunities
Bridge the Deposit Gap and Settle with Confidence
Consolidate Debts and Resolve Outstanding ATO Balances

Skip the lengthy and obstructive bank applications. Contact us when your business needs a faster and better financial solution. Our dedicated team is available 24/7, ready to assist you every step of the way.

Apply now

Say Goodbye to Bank Blues and Access Loans
from $50k and $100M

Don't let the clock tick away as you navigate the never-ending maze of bank applications. It's frustrating, time-consuming, and can leave you feeling defeated. But don't fret! Simply Funds has got you covered -No strings attached!

We are aware of the difficulties experienced by deserving companies like yours that frequently encounter financing denials due to the most absurd reasons. But here's the game-changer: If you're a Proprietary Limited Company (Pty Lyd) business owner with an equity-rich property, we're here to make the seemingly impossible happen.

Make It Happen In 6 Easy Steps

We've made it swift and easy! Here's how;

Step 1

Kickstart by sharing your details, the loan term, and the loan amount you wish to borrow. Getting a quote from us has no impact on your credit scores.

Step 2

Have a chat with us about your requirements and dish out your Assets & Liabilities for our expert analysis.

Step 3

Sit back and relax as we prepare an Estimated Loan Summary exclusively for you. This breakdown will include the proposed loan amount, interest rates, establishment fee, and relevant other loan terms.

Step 4

Take advantage of our quick due diligence procedure, which uses desktop valuations rather than formal valuations.

Step 5

Receive loan documents for signing with your solicitor present.

Step 6

Celebrate as your loan is settled, and the much-needed funds become readily available to you.

During our application process, we review your credit profile and assign you a personalized credit score. This credit score will help us determine fees, charges, and interest rates applicable to your loan. Accepting your loan offer with us is a seamless and hassle-free experience.

What can I use as security?

Generally, we lend against Residential or Commercial real estate that has sufficient equity
available. You can usually get up to 70-75% LVR (loan to value ratio). We can also lend against
rural properties and land, but LVR's are lower.

Let Us Be Your Partner In Success

  • We offer loans throughout Australia.
  • User-friendly application with an offer ready for you in under 60 minutes.
  • Credit score safe. Getting quotes won't affect your ratings.
  • Get Loans up to $100M
  • No company tax returns are required with most loans
  • No hidden charges, upfront fees or early repayment fees.
  • We accept all credit ratings (Excellent credit score or not!)
  • Reasonable Establishment fee, interest rate and loan terms.

What our clients say

We Welcome Brokers

Finance brokers can expand their available loan options with
professionally sourced and managed finance deals for commercial
clients. There is no need to turn them away or send them through
the complicated banking process. Just talk with us.

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Check if you qualify for a Simply Funds business loan

Clear your ATO debt with Simply Funds

We’ll assess your application fast and get you an answer (and the funds you need) quickly.
Simply select the amount you're looking to borrow, click on the button below and fill out the
form. Our friendly team will respond to your enquiry as soon as possible.

How much do you want to borrow?

A Bizcap provides both Unsecured and Secured loans to Small Business Owners. When assessing a loan application Bizcap generally doesn't take into consideration if a prospective customer has specific assets to provide as security. However:
(a) if the loan amount is above $30,000 (or any other figure which Bizcap determines from time to time), Bizcap will, under the loan agreement take a charge. For a corporate borrower and any corporate guarantor, the charge is over all of that entity's present and after-acquired property (that is. the security is not over specific assets but any and all assets which the entity may have). For a sole trader borrower and any individual guarantor, the charge is over its current and future real property; and
(b) in certain instances, for example, where the loan relative to the cash flow of the borrower is of a size that warrants the provision of security over specific assets. Bizcap may require specific security to be granted over those assets. Bizcop may register its security interest(s) under relevant legislation, including the Personal Properties Securities Register and the register held under the Real Property Act 1900 (NSW) or Its equivalent.
I n addition. Bizcap may take personal guarantees from directors of corporate borrowers, directors of corporate guarantors and certain individuals. No registrations are made in respect of guarantees.